Steve has been in the banking industry for over thirty-five years. For the past twenty-five years his focus has been in the residential lending arena. Steve has been with Coastal Heritage Bank, formerly Scituate Federal Savings Bank, for the past twenty years, based in Marshfield. He enjoys meeting borrowers from Cape Cod to Boston and the entire South Shore region and makes sure that they receive the very best home financing that serves their personal needs, not only for today, but well into the future.
Steve has played an active role with the Old Colony Girls Basketball League for the past 18 years and currently serves as Treasurer as well as Director of the 4th Grade Girls Travel Program. He is a former Selectman for the Town of Hanson and a former member of the Whitman Hanson School Committee, as well as other civic and municipal committees.
Steve is a resident of Hanson where he resides with his wife and two daughters.
Tim Williams has been in the insurance industry for over 20 years and is a Personal Insurance Consultant at Rogers & Gray Insurance. Rogers & Gray is an independently-owned agency with 9 locations throughout the South Shore, Cape Cod and Nantucket. Tim specializes in coastal homeowners and flood insurance, among other relevant coverages. In his role, Tim takes a consultative approach in creating individualized insurance portfolios that are designed to protect a client’s property, family and livelihood. Tim is actively involved in coaching youth soccer and basketball and resides Marshfield with his wife and two sons.
Tim owns MurphyCarty Insurance Agency, located in Scituate Harbor. He brings flood insurance experience to the Marshfield Citizens Coastal Coalition (MCCC.) His objective is to support policy holders, minimize their risk, and help navigate them through flood program changes. From applications to elevation certificates, zone determinations, coverage options and claims to program changes and reforms, Tim is looking ahead with the MCCC to focus on program reforms and improving overall understanding of the program and its benefits. Tim has a background in Financial Project Management, an MBA from Boston University and an undergraduate degree from Babson College.
Doris’ experience with flood started in 1992, when she was appointed to the Marshfield Coastal Advisory Board. As chair, Doris got Marshfield involved as one of the first communities in the Community Rating Service (CRS) Program, and worked directly with the programs founders to train and implement CRS. Through the 90′s, Doris toured flood prone areas such as Louisiana, Florida, and more. In the mid 90′s, Doris testified at Senate committee hearings to support legislation to reauthorize the National Flood Insurance Program (NFIP). Doris, working with national groups and local communities, helped take a homeowners perspective and fight for homeowners issues within the flood program. Throughout the 90′s, Doris continued her work on the Marshfield Coastal Advisory Board focusing on CRS, getting Marshfield to a level 7 in the program. This translated into a 20% discount to homeowners flood premiums. Doris stepped away from the Coastal Advisory Board in 2000 as her personal business took off. In 2008, she became active in the town of Scituate, sitting on their CRS committee. In 2013, she was appointed to the Scituate elevation grant committee. In 2013, Doris joined the Marshfield Citizens Coastal Coalition. Doris also has dealt with the NFIP as one of the first homeowner flood insurance policy holders in Marshfield.
Joe comes from a background in Architecture, with an Architecture degree from Wentworth Institute of Technology class of 2011. In 2010, the Town of Marshfield appointed Joe as Chair of the Marshfield Seawall Committee. Joe served on the Seawall Committee until 2012. In 2012, seeking stronger citizen representation of coastal issues, Joe formed the Marshfield Citizens Coastal Coalition (MCCC). In 2013, the MCCC started educating citizens on flood insurance issues, becoming specialists in citizen outreach. Joe continues to lead the MCCC as a nationally recognized group. The MCCC has presented to various communities, associations, and other groups and organizations, simplifying complicated flood insurance issues and advocating for flood insurance legislation. Joe started FISA in 2014 to better help citizens reduce premiums and understand the challenges they face with compliance and mitigation. In September 2015, Joe became Associate of National Flood Insurance (ANFI). In 2016, Joe acquired his Certified Floodplain Manager certification, one of the highest certifications in the flood insurance industry. In 2017, Joe was elected to the National Flood Determination Association’s (NFDA) board of directors.
-Keep all Marshfield residents informed about any coastal information
-Make an effort to make sure citizens have a voice in coastal issues
-To keep clear communication with town official boards/committees-Represent the citizens of Marshfield at local/regional coastal meetings